Not all Returns are Equal
As the financial year chugs along, we think this is a good time to remind our readers that investment rewards come in many shapes and sizes – and some may suit your needs more than others.
What is the Target Cash Rate (and Why Does it Matter)?
Last week, for the third month in a row, the Reserve Bank of Australia hiked its target cash rate. The target rate is now 1.35%, up from the all-time low rate of 0.1% that it had been at since November 2020. So, what is the target cash rate? And why does it matter?
Need Help with Costs of Living? Use your home!
Inflation is starting to bite, and people on income support, such as aged pensioners, have not had their benefits adjust yet. This has many of our clients thinking about how best to cover the rising cost of living. Happily, the Commonwealth is here to help.
Get your Finances Fully Charged!
The financial year is almost over. Which, of course, means that the new financial year is about to start. This makes right now a great time to develop some better financial habits, so that your finances are fully charged come June 30 next year.
Some Cash from the Commonwealth!
As the clock ticks down to the end of the financial year, there are two small superannuation strategies we wanted to remind you about. Neither will make you a millionaire, but good financial management is often a combination of many small, smart moves.
Catch Up!
In our last article in May, we emphasized the need to get your super contributions in order before June 30. We discussed the ‘carry forward’ rules for non-concessional contributions. The feedback was excellent, so this week we want to talk about the ‘catch-up’ rules for concessional contributions.
June 30 is Just Around the Corner
Now that the election is (finally) behind us, it is time to remember that the end of the financial year is just around the corner. June 30 is a bit less than five weeks away. So, now is the time to make sure your super contributions are up to date.
Mario’s Story
This is another happy story, this time of Mario and his TPD claim. It is the kind of story we love as financial planners.
Annabella’s Story
This is the happy story of Annabella and her TPD claim. It is the kind of story we love as financial planners.