Superannuation

Borrowing to pay super contributions

Super contributions are a legitimate expense of a business. As long as the business uses a company structure, it can even borrow to make contributions on behalf of all of the staff – including the company directors. This can create a nice little tax saving that might not otherwise be possible.

Market summary – October 2016

A bad month for sellers is a good month for buyers. But you would never know from the headlines.

What will you do now
that interest rates are so low?

Why not make some hay while the sun is shining?

Flip-flopping on super

They changed the rules on non-concessional contributions. Then they changed them back. Sort of. But they did make them better. Than the new rules. Not the old ones.

Is the full aged pension going to be As Good As it Gets?

Research shows that the aged pension is all we have to look forward to, unless we act now.

Business owners must start investing sooner rather than later

when you start investing is often more important than how much you start investing with.

When should you retire

A small delay in retirement has a large impact on your wealth.

What Australians do with their super

Australians are actually really sensible about accessing their super.

Super Splitting

Couples who stay together can still split their super – and end up better off by doing so.

Income protection insurance in super

Risk insurances need to be properly structured and insurers often need to be handled assertively.