Reflection

Consolidating Super

Every year we make it a point to write at least one blog article on consolidating super. Consolidating super is where benefits held in two or more super and funds are rolled over into a single fund - either one of the existing funds or a new fund altogether. Over time, consolidating super can have a substantial impact on your retirement benefits.

Making Life Insurance Premiums More Affordable

People typically need life insurance at the same time as there are many demands on their income. In fact, it is the presence of these demands that creates the need for insurance in the first place. Because money is tight, it always pays to make life insurance premiums as affordable as possible.

What Is a Defensive Investment?

A defensive investment asset should only be used to preserve your wealth. As a result, you should be extremely confident that you will get your money back from the investment before you proceed.

Growth Investments

Most people divide potential investments into one of two types: growth or defensive. In this article, we look at growth investments and discuss what they are and who should consider them.

June 30. Why?

The financial year is about to end and it’s probably a bit late to do anything about it now. So, in this article, we give you a history of why Australia uses June 30 to mark the end of its financial year.

End of Financial Year Checklist

There are just a few more sleeps until the end of the financial year. Have you got your house in order? Our experience is that most people leave things to the last minute. But the last minute can still be useful if you use it to get things done. So, don’t despair. Read on.