Reflection

Superannuation When Retirement Comes into View

This is the third in our trilogy examining superannuation throughout a working life. Having looked at those people starting out in their career and those in the middle decades of their career, let’s focus on people in the last ten to fifteen years of their working lives. People for whom the gold watch of retirement is coming into view.

Mid-Career Superannuation

Last week, we looked at why super is, well, super, even for people just starting out in their careers. This week, we take a look at superannuation for people a little further advanced in their careers. Let’s say people aged 30-55.

Gen Z and Zuperannuation

Looking for a basic guide to super for when you are just just starting out in your career? Here it is!

Thinking of Buying an Electric Car?

The Federal Government delivered its first Budget this week. We will have more to write about this in coming weeks. But we want to tell you about one announcement that will be important to you if you are thinking of buying an electric car. Read on - and talk to us if you are thinking of buying a new car!

Why has the price of going to the US risen so much?

We wrote last week about exchange rates. The article inspired a few people to get in touch – including people thinking of travelling to the US - so this week we thought we would write some more about what actually causes exchange rates to fluctuate. You might paraphrase this article as “why has the US become so much more expensive?”

Exchange Rates are Falling. Is that good or bad?

You may have seen recently that the Aussie Dollar has fallen when measured against the US dollar. At first glance, most people think this is a bad thing. Happily, the reality is not quite so alarming.

Now That’s Good Estate Planning!

A well-known man in England recently gained an inheritance. It is a pretty substantial one, too. According to Forbes Magazine, King Charles inherited approximately $US500 Million in assets from his Mum and is now responsible for managing assets worth $US42 Billion. That’s good estate planning!

What Is Trauma Insurance?

Trauma insurance is sometimes called the ‘fourth form’ of life insurance – the other three being income protection, total and permanent disability and death cover.

Vale Olivia and Judith

Music lovers have been really saddened lately by the passing of two Australian icons, Olivia Newton John and Judith Durham. A third Australian music legend, John Farnham, recently underwent surgery for cancer. It makes us all stop and think.

Keeping Centrelink out of Your Life

We recently came across a newspaper article that broke our hearts as financial advisers. The article is written by a lady with three special needs children, whose husband passed away unexpectedly in 2015. She has been incredibly resilient since that happened, but, gee, her life has been tough.