Income returns and capital growth
There are two types of investment return. They are both good. But which one you prioritise depends very much on your personal circumstances.
What Is a Defensive Investment?
A defensive investment asset should only be used to preserve your wealth. As a result, you should be extremely confident that you will get your money back from the investment before you proceed.
Growth Investments
Most people divide potential investments into one of two types: growth or defensive. In this article, we look at growth investments and discuss what they are and who should consider them.
Franking Credits
A franking credit is sometimes attached to dividends that shareholders receive from companies. Most investors have heard the term. But do you know what it actually means?
Why is Capital Gains Tax the ‘Happy Tax’?
What would you think if we told you that there is a special type of tax that people are always happy to pay? Would you think we had dropped the ball? You shouldn’t. Read on…
Long term thinking leads to serenity
Growth markets can be very risky in the short-term. But if you let time work for you, this risk can fall away dramatically for a long-term investor.
Franking credits
The franking credit system is necessarily complex. But the idea underlying it is quite a simple one. A company’s profits are taxed at the applicable tax rate of each of its shareholders. This article explains exactly how.
Dollar Cost Averaging
Dividing an investment up into smaller amounts that are invested at different points in time can be an effective way to manage the timing risk inherent in the sharemarket. This practice is known as dollar cost averaging and this article explains all about it.
Happy Birthday Low Interest Rates!
It has now been two years since the RBA’s target interest rate last changed. Rates are at historically low levels, and look like staying there for a while yet. Ever wondered why? Read on!
Buy the robots.
There are lots of good reasons to make an investment. One is to safeguard you and your family against the changing nature of the Australian economy. If robots are taking over the world, then why not invest in the robots?